Life Insurance
Don’t leave it too late.

Many families discover how important life insurance is
and many realise it too late.
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Life Insurance

Choosing the best life insurance is important but can also create confusion. Unfortunately for all of us, death is one of life’s certainties. It’s not a thought we consider very often but it is well worth expert advice and consideration of the impact.

Life insurance allows you to help support your loved ones even after you die, by helping to continue payments of expenses whether your mortgage, school fee’s or the many monthly costs. It’s important to consider how many debts you have, the future impact of your children’s education and your families continued lifestyle.

Life assurance will pay the named beneficiaries under your policy a pre-determined amount of money when you die.

Do You Need Life Insurance Cover?

Our life insurance experts can help to discuss with you and your family your insurance needs.
Life cover is a guaranteed renewable which as long as the payments are made it will continue even if you later suffer from an injury or illness (which would have prevented you from taking out life cover). There is often confusion with accidental death cover which is a non guaranteed renewable which only covers you if your die in specified ways.
The many types of insurance make it important to seek professional advice before choosing the best insurance for your needs. The product disclosure statement (PDS) shows the limitations and benefits of the life insurance policy cover.

Call or email our insurance advisors to talk about your needs.

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Life Insurance Questions?

Some of the questions we will help with include:

  • Do I need life insurance?
  • How much life assurance cover do I need?
  • What are the costs and payments?
  • What are the different types of insurance?
  • How will my family benefit?
  • Can I pay for life assurance through my super?
Financial Planning Licence

Leenane Templeton Wealth Management Pty Ltd is a Corporate Authorised Representative of Lonsdale Financial Group Limited. Australian Financial Services Licence Number 246934, ABN 76 006 637 225.

Our Newcastle Life Insurance advisors are here to help call 02 4926 2300