The difference to income protection
Importantly, a trauma payment is not dependent on you being unfit to work (unlike income protection, where you need a doctor to certify your ongoing health). The diagnosis of a traumatic condition might mean that you physically could go to work, but would prefer to spend time with your family and reduce any work-related stress while you recover and consider how your future will be affected.
Trauma insurance can provide the financial support to allow this flexibility with your work arrangements.
To make sure you don’t increase the statistics, carefully compare the many variations of trauma insurance policies available. There are significant variations in the features between policies such as the number and types of events covered, premium options and ancillary benefits payable. If you require assistance please contact our financial advisor to obtain the best trauma insurance policy for you.