For many, the word ‘retirement’ is associated with the idea of extended holidays to far-flung locations or spending quality time with grandchildren. However, there are a range of financial, emotional... read more →
We can understand during difficult economic times that business owners search for ways to reduce their costs and outgoings, but when those decisions affect others detrimentally, that’s when there's more... read more →
When it comes to investing for a comfortable retirement, could you be your own worst enemy? Here’s how your unconscious fears and biases could impact your financial decision-making – and... read more →
Back in the days of “normal” interest rates the simple answer to the question “what do I do with any surplus savings?” was “pay off debt”. That’s still a sound... read more →
When you retire, your superannuation is likely to become an important source of your income. That’s why it’s a good idea to top it up while you are working. But... read more →
With there being so many changes to tax as presented in the Federal Budget, this is a concise summary of those that may have the biggest impact or relevance to... read more →
We have pleasure in enclosing a summary of the significant announcements from the Federal Government's 2021/22 Budget. While there were no particular surprises in this year’s budget, just about everyone... read more →
Many businesses have been kept afloat by the government over the past twelve months, buoyed by the many benefits and concessions from schemes they have deployed. The two largest schemes... read more →
Office real estate is undergoing a fundamental shift, while COVID-19 has accelerated a number of global real estate investment trends, including the continued growth of e-commerce and falling home ownership.... read more →
Our Head Office has today moved from King Street, Newcastle, to new purpose built offices at 484 Hunter Street, Newcastle. All of our phone numbers, emails and PO Box will... read more →
Investing your money is a great way to grow your wealth, but it can be intimidating to someone who is starting fresh. Investing is unique to each person because of... read more →
Signs of growing revenue and profits are ones that indicate your business is succeeding. This does not reduce the importance of continually making small changes that will improve profitability of... read more →
Businesses should review their yearly financials and aim to create a budget which reflects any adjustments that need to be made. Gaining a good understanding of your revenue is the... read more →
With the challenges that have been faced during COVID-19, we have given a $3,000 donation to a Newcastle not-for-profit charity organisation called "Survivors R Us Incorporated". This registered charity primarily... read more →
At the end of the year, it is important for businesses to set time aside to reflect and ensure a strong finish and a fresh start. • Review last year’s... read more →
The end of the year is an excellent time to review the year and start preparing for changes that could be useful in the future. Review your documentation Utilise this... read more →
2020 NSW BUDGET HIGHLIGHTS Treasurer Dominic Perrottet delivered his fourth budget for the Berejiklian government on Tuesday 17 November 2020, revealing a $16 billion deficit – the first in almost... read more →
Employers may want to reward their employees with gifts during the holiday season but may be concerned about whether fringe benefit tax (FBT) applies. As a general rule, minor benefits... read more →
The government recognises that despite support to get through the COVID-19 outbreak, not all businesses are going to remain viable. Many small businesses will have significantly increased levels of debt... read more →
A question that I often get asked is "what type of business structure should I have?" It's an important decision to make before you start a business. This will reflect... read more →