One of the most common questions from those entering or nearing retirement is, โHow much money can I have before it affects my pension?โ Our answer is usually derived from... read more →
A Self-Managed Super Fund (SMSF) is a unique and increasingly popular retirement savings vehicle in Australia. SMSFs offer individuals and families greater control, flexibility, and investment choices than traditional superannuation... read more →
Superannuation planning is just as important as tax planning at the end of the financial year. As such, it is an area that needs to be carefully reviewed and checked... read more →
Many of us would like to think that โolderโ means โwiserโ, but when it comes to money that isnโt always the case. The complexity of Australiaโs superannuation and pension systems... read more →
For many, the word โretirementโ is associated with the idea of extended holidays to far-flung locations or spending quality time with grandchildren. However, there are a range of financial, emotional... read more →
When it comes to investing for a comfortable retirement, could you be your own worst enemy? Hereโs how your unconscious fears and biases could impact your financial decision-making โ and... read more →
Back in the days of โnormalโ interest rates the simple answer to the question โwhat do I do with any surplus savings?โ was โpay off debtโ. Thatโs still a sound... read more →
Getting the balance right between a safe spending rate and having enough income to enjoy retirement takes some careful planning. Investing for a reasonable return is one approach to helping... read more →
As human beings, we have a natural preference for things to stay as they are. Itโs a tendency psychologists refer to as status quo bias. But in a world where... read more →