Many of us would like to think that βolderβ means βwiserβ, but when it comes to money that isnβt always the case. The complexity of Australiaβs superannuation and pension systems... read more →
Back in the days of βnormalβ interest rates the simple answer to the question βwhat do I do with any surplus savings?β was βpay off debtβ. Thatβs still a sound... read more →
When you retire, your superannuation is likely to become an important source of your income. Thatβs why itβs a good idea to top it up while you are working.Β But... read more →
A super guarantee amnesty was introduced on 6 March 2020. Employers participating in the amnesty need to apply by 7 September 2020. The ATO's ability to identify underpaid Super Guarantee... read more →
The economic impacts of the COVID-19 crisis are causing significant financial distress for many businesses and individuals. If your SMSF has a property and a tenant in financial distress, you... read more →
You may be aware that the Government recently announced measures which allow individuals affected by the economic impacts of COVID-19 to access a limited amount of their superannuation early. Making... read more →
Protecting your superannuation - Further changes to insurance in super is now law. Did you know that superannuation fund members under the age of 25 and members with balances below... read more →
When it comes to how the super death benefit is paid out, there are specific tax implications involved which affect the amount a nominated beneficiary will receive. In a situation... read more →
Superannuation statements. Boring, right? But if, like many people, you toss your annual super statement in a drawer or hit delete, you could be depriving yourself of many thousands of... read more →
For most Australians, their 60s is the decade that marks retirement. For some this means a graceful slide into a fulfilling life of leisure, enjoying the fruits of a lifetime... read more →
The end of the financial year is rapidly approaching and, along with it, the opportunity to claim a tax deduction on additional superannuation contributions. Why contribute more to super? Superannuation... read more →
Amongst the changes made to superannuation effective 1 July 2017 was the welcome and sensible move to give everyone who makes a personal contribution to super the option of claiming... read more →
Itβs a common question asked by employees: βwhat should I do about my super?β If you are an employer or manager and feel confident of your knowledge of superannuation and... read more →
If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of... read more →
Typically your forties is a time of established careers, teenage kids and a mortgage that is no longer daunting. There are still plenty of demands on the budget, but by... read more →
If you are in your thirties, chances are life revolves around children and a mortgage. As much as we love our kids, the fact is they cost quite a lot.... read more →
Superannuation is for the oldies, right? In some ways thatβs true, but even in your twenties there are good reasons to take a bit more interest in your super. The... read more →